Buying or refinancing a home?

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Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Whitney Smith

Loan Officer  //  NMLS #1639913

Whitney was born in Wilmington, DE to Dr. & Mrs. Thomas D. Moye Jr., and moved to Knoxville, TN in the early 80’s. Whitney graduated from the University of Tennessee with a B.A. in German in 2004 and has worked in mortgage servicing for 13 years before joining the Bank of England Mortgage team. Whitney is married to her wonderful husband of 11 years, Jeremiah Smith. They have two energetic boys, Aiden (8) and JT (5), and two Great Danes (Ben and Lilly), and love spending their time with friends and family. Whitney loves to help and is looking forward to helping you with the home buying process.

wsmith@homevantage.com(865) 548-2463
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Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

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How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered.
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.
6

Closing

Signing the final documentation and receiving the keys to your new home!
HomeVantage Stars

Hundreds of 5-star

reviews & happy clients!

“Oh gosh, I NEVER write reviews.. We have been working with HomeVantage for a while now, since the housing market is BOOMING, finding a home is nearly impossible before it has already sold. From the very start, HomeVantage have been wonderful! When I ran into any problem, they were there to help. Any questions, they're there to help. HomeVantage is amazing! I couldn’t imagine how different things would have been if I worked with anyone else. They have made our purchasing a home for the first time a wonderful experience. Now they are stuck with us for life!”

Ronnie S.Homebuyer